Choose a term that works for you up to 84 months.
We'll never make you pay for using our service.
We thoroughly vet our lenders so you can compare the best options available.
Our expert Client Success team is here to help you along the way.
Our company gives you options other lenders don’t ..
No origination fees, closing fees, or prepayment penalties. No fees, as long as you pay on time.
Apply in just minutes with our quick application. That means whenever you’re ready, so are we.
Our team is here to help you reach your financial goals. Our expert Client Success team is here to help you along the way.
We can help connect you to lenders that offer loans that may work for you. Through our service, you may be able to connect with a lender regardless of your credit history.
It will simply take a couple of minutes of your time to finish
your loan offer form. We are committed to helping you secure the
loan amount you require and can usually tell you the result of
your application straight away. Securing you the funds you
require, when you require them most.
We don't have to know your life history, only a couple of vital
details; you should be more than 18, have a regular salary, have
a permanent address and, hold a legitimate checking account to
be qualified to apply. Likewise depending upon your residential
state may confine the loan lenders accessible that could offer
you financing. There will be no requirement for an up close and
personal gathering, a phone meet or for you to present any
paperwork.
Powerfinancesolutions.com refers consumers to trusted, reputable
lenders who are able to provide loan information and advice – we
do not charge for this service.
Powerfinancesolutions.com is not a lender. Because of this, we
are not able to confirm the exact rate of APR that you will be
charged. Should you have reached our site via a paid Google
advert, you will have seen repayment terms ranging from 6 to 60
months, together with illustrated rates of no greater than
35.95% APR (calculation consistent with the Truth In Lending
Act, TILA).
To apply for a loan, you should be 18 years or older. The rate of APR you will be charged will be set by the moneylender. The figure can differ and, will be based both on the information that you provide to the lender within your loan request and the data the loan provider supplied to you. The lender will always notify you of the APR they can offer you.
APR rates are based on how creditworthy you are, the rates are
subject to change without notice which could result in the rate
and amount you pay back varying.
Once your application has been acknowledged by a moneylender,
they will provide you with all the facts associated with the
loan. This will incorporate the APR, any related loan finance
charges and all of the terms you will be agreeing to. It is
prudent that you read all information submitted to you by the
lender to ensure that you can make an informed decision prior to
accepting a loan offer.
If you have any questions related to APR or loan related
services, please contact us for more assistance.
If you borrowed $2,000 over a 12 month period and the loan had a
3% arrangement fee ($60), your monthly repayments would be
$189.12, with a total payback amount of $2269.44 which including
the 3% fee paid from the loan amount, would have a total cost of
$329.44. Representative 29.82% APR.
If you borrowed $5,000 over a 48 month period and the loan had an
8% arrangement fee ($400), your monthly repayments would be
$131.67, with a total payback amount of $6320.12 which including
the 8% fee paid from the loan amount, would have a total cost of
$1720.12. Representative 18.23% APR.
Lender Network Disclosure :
Powerfinancesolutions.com is not a lender – we provide no loans,
make no lending decisions, nor do we influence lenders in their
decisions. We pride ourselves in providing a free, no-obligation
service to consumers looking to borrow funds. We connect those
very people, people like you, to trusted, reputable lenders who
are willing to lend to them.
When using Powerfinancesolutions.com to secure your loan
requirements, you’ll benefit from our bespoke financial
technology. Not only will you be able to access a network of
lenders quickly and with ease with just one application, we’ll
filter out the companies that don’t match your needs or personal
circumstances.
All of the lenders in our network employ their own unique lending
criteria and have individual terms and conditions. With this in
mind, when you’re approved for a loan and receive your no
obligation loan offer, be sure to read the documents carefully to
ascertain that it’s the right offer for you! Remember, you’re not
obliged to proceed.
Credit Check Disclosure :
Powerfinancesolutions.com are not lenders so make NO loan or
credit decisions. The trusted lenders that we work with may,
however, carry out credit checks to ascertain how creditworthy you
are, your credit standing and/or your credit capacity. There are
three reporting credit bureaus that the credit checks may be
carried out with: Experian, Equifax, and TransUnion. By submitting
your loan request, you are agreeing to allow our lenders to verify
your personal information and check your credit.
Please borrow responsibly and remember that a missed or late
payment can have a negative credit impact.
Truth in Lending Policy :
To work with Powerfinancesolutions.com, the lenders in our network
must all comply with to the Truth in Lending Act. This means that
they always supply loan offers and contractual agreements that are
easily understood as best practice and as required by Federal Law.
Truth in Lending helps protect you the consumer against predatory
and unscrupulous lending.
Please remember the choice to proceed with a loan is all yours,
you are under no obligation to accept a loan offer. Before
agreeing to go ahead with the agreement, please read all of the
paperwork the lender provides you with care to ensure that you
understand all of the information about your loan (APR, charges
etc). You also need to consider and be certain that you can afford
the repayments, and that you are totally satisfied with the offer
that has been made to you before signing. If in doubt, ask the
lender to clarify details. An informed choice is the best choice.
State Availability Disclosure :
The State availability of our services via our reputable lending
network is entirely dependent on lenders that operate or offer
their financial products and services within any particular state.
Be aware that some lenders may charge APR rates that exceed the
limit of the specific State Usury Law, because of this, they can’t
legally operate within that State.
The amount of interest that you can legally be charged is set by
each State. These Usury Laws are there to protect consumers from
unscrupulous lenders and excessive interest rates. Usury Laws are
somewhat complicated by a multitude of legal loopholes and
exceptions – resulting in it frequently becoming necessary for a
differing rate for each situation.
As a consumer, you have the right to waive the Usury Law set
interest rates, this can be done via your contract with the
lender. As a result, State Interest Rate Laws that apply to your
State of residence may have no bearing on the actual rates you
have agreed to pay.
Lending criteria vary from State to State, this will mean that not
all of our trusted lenders operate in every State. In fact, due to
a lender’s eligibility criteria or State legislation, a lender has
the option to decline your application and residents of some US
states may not be eligible for instalment loans products at
all.
Powerfinancesolutions.com connects consumers with lenders that
adhere to the specific State Usury Laws and that charge (including
fees and interest), a minimum APR rate of 3.95% to a maximum APR
rate of 35.95%, but within the legal limits that have been set by
that State. Responsibility for ensuring that any agreement you
enter into meets State legislation is that of the lender.
A useful point of contact regarding any concerns you may have
regarding unlawful interest rates would be your State Office. They
are best placed to advise you on the Usury Laws that will affect
you.
Powerfinancesolutions.com does not undertake solicitation for loan
products and does not constitute a loan offer for any loan
products that are prohibited by State Law. This service is void
where prohibited.
Late or Missed Payments :
When accepting
the terms and conditions of your personal loan, you are agreeing
to repay the loan both: A) with interest and B) in the time frame
specified in the loan agreement. Generally, failure to repay the
loan in full, making a late payment or, missing a payment, will
result in you being charged additional fees by your lender.
We have NO ability to predict or estimate what supplemental
charges will be incurred in the event of late, partial, or
non-payment of loans here at Powerfinancesolutions.com. Nor have
we any control or knowledge of any loan agreements or details
between you and your lender.
Within your Loan Agreement, you will be provided with details on
the late, partial, and non-payment policies that your lender
enforces, please review this fully prior to proceeding with a loan
offer. Powerfinancesolutions.com strives to partner with only the
most trustworthy and reputable lenders, those who pursue the
collection of past-due loan accounts in a fair and reasonable
manner, ensuring you have the best loan experience.
Credit Score Impact :
To ascertain how
creditworthy you are, your credit capacity and/or your credit
standing, our network of lenders may perform credit checks.
Submitting a loan request means that you are agreeing to allow our
lenders to verify your personal information and check your credit.
Note: missing payments and/or late payments may have a negative
impact your credit score.
Collection Practices :
Powerfinancesolutions.com only works with
reputable lenders who use fair collection practices.
As a non-lender, Powerfinancesolutions.com has NO involvement in
the debt collection process of your loan. Your lender will
disclose all of their debt collection processes within your Loan
Agreement. Should you have any questions regarding debt
collections, please contact your loan provider.
Have questions? We are only a call, email away.